Disability Insurance

Disability benefits are available based on employees’ regularly scheduled hours.

  • Short-Term Disability
    All employees who work at least 20 hours per week are eligible for short-term disability (STD).
  • Long-Term Disability
    For a disability lasting longer than six months, all employees regularly scheduled to work at least 20 hours per week are covered under the Basic Long Term Disability (LTD) program.

Life Insurance

OneBeacon® provides basic life insurance and you may purchase optional life insurance for yourself and your dependents.

Accidental Death & Dismemberment

The Accidental Death and Dismemberment (AD&D) Insurance provides financial protection if you are injured or die in an accident while covered by the plan.